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NY 529 College Savings Program
Kathy Hochul, Governor
Thomas P. DiNapoli, State Comptroller
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Kathy Hochul, Governor
Thomas P. DiNapoli, State Comptroller
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  • Overview Investment Objective Investment Strategy Investment Risks Average Annual Returns Annual Investment Returns Historical Prices
  • Overview
  • Investment Objective
  • Investment Strategy
  • Investment Risks
  • Average Annual Returns
  • Annual Investment Returns
  • Historical Prices

Overview

Fund Overview
Overview
Unit Price as of $
Change $ %
Yield as of %
Expense Ratio as of
Inception Date

* Thirty day advertised yield net of expenses calculated daily.

Investment Objective

The Portfolio seeks to track the performance of a market-weighted bond index with a short-term dollar-weighted average maturity.

Investment Strategy

The Portfolio invests 100% of its assets in Vanguard Short-Term Bond Index Fund, which employs an indexing investment approach designed to track the performance of the Bloomberg 1–5 Year U.S. Government/Credit Float Adjusted Index. This index includes all medium and larger issues of U.S. government, investment-grade corporate, and investment-grade international dollar-denominated bonds that have maturities of between 1 and 5 years and are publicly issued.

Investment Risks

The Portfolio is subject to investment rate risk, income risk, credit risk, call risk, credit risk, liquidity risk, and index sampling risk.

Average Annual Returns

Updated Monthly as of

Average Annual Returns
Name 1 year 3 year 5 year 10 year Since Inception

*Consists of Bloomberg U.S. 1–5 Year Government/Credit Bond Index through December 31, 2009; Bloomberg U.S. 1–5 Year Government/Credit Float Adjusted Index thereafter.

Annual Investment Returns

Annual Investment Returns
Year Ended Return Rate

Historical Prices

Historical Prices
Date Price

Debug Information

Brand: newyork
Fund ID: 1003065
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Index performance is provided as a benchmark but is not illustrative of any particular investment. An investment cannot be made in an index.

The performance data shown represents past performance. Past performance - especially short-term past performance - is not a guarantee of future results. Investment returns and principal value will fluctuate, so that investors' units, when sold, may be worth more or less than their original cost. Current performance may be higher or lower than the performance data cited.

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  • Disclosure Booklet and Tuition Savings Agreement

Investment returns are not guaranteed, and you could lose money by investing in the Direct Plan.

For more information about New York's 529 College Savings Program Direct Plan, download a Disclosure Booklet and Tuition Savings Agreement or request one by calling 877-NYSAVES (877-697-2837). This document includes investment objectives, risks, charges, expenses, and other information. You should read and consider them carefully before investing.

Before you invest, consider whether your or the beneficiary's home state offers any state tax or other benefits that are only available for investments in that state's 529 plan. Other state benefits may include financial aid, scholarship funds, and protection from creditors.

The Comptroller of the State of New York and the New York State Higher Education Services Corporation are the Program Administrators and are responsible for implementing and administering the Direct Plan.

Ascensus Broker Dealer Services, LLC, serves as Program Manager and, in connection with its affiliates, provides recordkeeping and administrative support services and is responsible for day-to-day operations of the Direct Plan. The Vanguard Group, Inc., serves as the Investment Manager. Vanguard Marketing Corporation provides marketing and distribution services to the Direct Plan.

No guarantee: None of the State of New York, its agencies, the Federal Deposit Insurance Corporation (FDIC), The Vanguard Group, Inc., Ascensus Broker Dealer Services, LLC, nor any of their applicable affiliates insures accounts or guarantees the principal deposited therein or any investment returns on any account or investment portfolio.

New York's 529 College Savings Program currently includes two separate 529 plans. The Direct Plan is sold directly by the Program. You may also participate in the Advisor-Guided Plan, which is sold exclusively through financial professionals and has different investment options and higher fees and expenses as well as financial professional compensation.

This website contains links to other websites as a convenience to users. However none of the Program; The New York State Office of the State Comptroller; the New York State Higher Education Services Corporation; The Vanguard Group, Inc.; Ascensus Broker Dealer Services, LLC; nor any of their affiliates endorses or takes any responsibility for any such website or for any information contained thereon, except, in each case, with respect to their own websites.

© 2025 New York's 529 College Savings Program Direct Plan.

The NY 529 website is currently only available in English. A Spanish translation of the website will be available in early 2026.

El sitio web de NY 529 está disponible actualmente solo en inglés. La versión en español estará disponible a principios de 2026.