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Savings & Investment Options

What should my investment strategy be?

When will you need to pay for expenses?

Within the next several months?

If you plan to use ABLE savings in the near future or for ongoing expenses, you may want to consider a checking or savings account, or a conservative investment.

Within 1-3 years?

If the goal or expected expense is within 1-3 years, you may consider moderate investment options that offer a balance between growth potential and risk.

For the long term future?

If you don't need immediate access to your funds, you might consider a more aggressive investment option with higher risk and long-term growth potential.

Choose where to save or invest your funds

Depending on your goals and timeline, LA ABLE offers flexible options for everyday expenses, as well as longer-term investing.

  • Checking account with debit card

    • Use for short-to-medium term use
    • Low risk
    • FDIC insured

  • Investments (Stocks, bonds, money market)

    Options ranging from aggressive strategies with higher volatility, but for potentially higher returns, to conservative ones focused on capital preservation

Investment Options

Choose from a range of options designed to fit your goals and comfort with risk. You can select multiple investment options and update how new contributions are allocated at any time. Allocations for existing funds may be changed up to twice year.

Target Risk Portfolios

Target Risk Portfolios offer a professionally managed investment strategy aligned with a specific investment objective. Simply choose the portfolio that best matches your goals and risk tolerance.

  • Aggressive Portfolio
  • Moderate Growth Portfolio
  • Conservative Growth Portfolio
  • Income Portfolio

Individual Portfolios

For those who want more control over their investments, Individual Portfolios allow you to create a personalized investment mix using a selection of underlying funds.

  • Bond Index Portfolio
  • US Equity Index Portfolio
  • International Equity Index Portfolio
  • Capital Preservation Portfolio

Checking Option

With the Checking Option, account owners can keep funds readily available in a checking account and use a debit card to pay for qualified disability expenses when needed.