Individual Portfolios
Manage your strategy.
Choose from the 18 individual portfolios listed below to create a mix of 1 or more investments that reflects
your time frame and your comfort level with risk.
With our individual portfolios, you can design and manage your own investment strategy, allowing you to have more control.
When constructing your own strategy, keep in mind:
- You can only move money from one portfolio to another twice a year.
- The portfolio won't automatically become more conservative over time.
- Market movements may cause your overall investment mix to change, requiring you to rebalance to keep it in line with your strategy.
Stock portfolios
Developed Markets Index Portfolio
INVESTMENT OBJECTIVE
Seeks to track the performance of a benchmark index that measures the investment return of stocks issued by companies located in Canada and the major markets of Europe and the Pacific region.
UNDERLYING INVESTMENT
Global Equity Portfolio
INVESTMENT OBJECTIVE
Seeks capital appreciation.
UNDERLYING INVESTMENT
Growth Stock Index Portfolio
INVESTMENT OBJECTIVE
Seeks to track the performance of a benchmark index that measures the investment return of large-capitalization growth stocks.
UNDERLYING INVESTMENT
International Stock Market Index Portfolio
INVESTMENT OBJECTIVE
Seeks to track the performance of a benchmark index that measures the investment return of stocks issued by companies located in developed and emerging markets, excluding the United States.
UNDERLYING INVESTMENT
Mid-Cap Stock Index Portfolio
INVESTMENT OBJECTIVE
Seeks to track the performance of a benchmark index that measures the investment return of mid-capitalization stocks.
UNDERLYING INVESTMENT
Small-Cap Stock Index Portfolio
INVESTMENT OBJECTIVE
Seeks to track the performance of a benchmark index that measures the investment return of small-capitalization stocks.
UNDERLYING INVESTMENT
Social Index Portfolio
INVESTMENT OBJECTIVE
Seeks to track the performance of a benchmark index that measures the investment return of large- and mid-capitalization stocks.
UNDERLYING INVESTMENT
U.S. Stock Market Index Portfolio
INVESTMENT OBJECTIVE
Seeks to track the performance of a benchmark index that measures the investment return of the overall stock market.
UNDERLYING INVESTMENT
Value Stock Index Portfolio
INVESTMENT OBJECTIVE
Seeks to track the performance of a benchmark index that measures the investment return of large-capitalization value stocks.
UNDERLYING INVESTMENT
Balanced portfolios
Conservative Growth Portfolio
INVESTMENT OBJECTIVE
Seeks to provide a high level of current income and low capital appreciation.
UNDERLYING INVESTMENT
Vanguard Total Stock Market Index Fund (24%)
Vanguard International Total Stock Index Fund (16%)
Growth Portfolio
INVESTMENT OBJECTIVE
Seeks to provide capital appreciation and low to moderate current income.
UNDERLYING INVESTMENT
Vanguard Total Stock Market Index Fund (48%)
Vanguard International Total Stock Index Fund (32%)
Income Portfolio
INVESTMENT OBJECTIVE
Seeks to provide capital appreciation and current income.
UNDERLYING INVESTMENT
Vanguard Total Bond Market II Index Fund (56%)
Vanguard Total International Bond Index Fund (24%)
Moderate Growth Portfolio
INVESTMENT OBJECTIVE
Seeks to provide capital appreciation and current income.
UNDERLYING INVESTMENT
Vanguard Total Stock Market Index Fund (36%)
Vanguard Total International Stock Index Fund (24%)
Bond portfolios
Bond Market Index Portfolio
INVESTMENT OBJECTIVE
Seeks to track the performance of a broad, market-weighted bond index.
UNDERLYING INVESTMENT
Conservative Income Portfolio
INVESTMENT OBJECTIVE
Seeks to provide current income.
UNDERLYING INVESTMENT
Vanguard Total Bond Market II Index Fund (34.5%)
Vanguard Total International Bond Index Fund (22.5%)
Vanguard Short-Term Inflation-Protected Securities Index Fund (18%)
International Bond Market Index Portfolio
INVESTMENT OBJECTIVE
Seeks to track the performance of a benchmark index that measures the investment return of a non-U.S.-dollar-denominated investment-grade bonds.
UNDERLYING INVESTMENT
Short-Term Bond Index Portfolio
INVESTMENT OBJECTIVE
Seeks to track the performance of a market-weighted bond index with a short-term dollar-weighted average maturity.
UNDERLYING INVESTMENT
Short-term investments
Interest Accumulation Portfolio
INVESTMENT OBJECTIVE
Seeks income consistent with the preservation of principal.
UNDERLYING INVESTMENT
All investing is subject to risk, including the possible loss of the money you invest. Prices of mid- and small-cap stocks often fluctuate more than those of large-company stocks. Foreign investing involves additional risks including currency fluctuations and political uncertainty. Stocks of companies in emerging markets are generally more risky than stocks of companies in developed countries. Investments in bond portfolios are subject to interest rate, credit, and inflation risk.
The Conservative Income Portfolio and Interest Accumulation Portfolio both invest in the Vanguard Short-Term Reserves Account which, in turn, invests in Vanguard Federal Money Market Fund. The Vanguard Short-Term Reserves Account could lose money by investing in the Vanguard Federal Money Market Fund. Although the Fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the Fund is not a bank account and is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The Fund’s sponsor is not required to reimburse the Fund for losses, and you should not expect that the sponsor will provide financial support to the Fund at any time, including during periods of market stress.